保險實務

有關風險衡量的敘述，何者為是？

Ａ一個企業對員工做死亡風險衡量的目的，主要在預估一定期間內員工死亡風險所造成的損失金額

Ｄ損失成本為損失頻率乘以損失幅度

下列何者正確？

Ａ主觀風險可能經過一定期間觀察與統計而成為客觀風險；

Ｄ特定風險在性質上常屬於純粹風險

一種風險不受人為之故意行為因素影響，可以觀察也可以衡量，確定不會因人而有不同結果之風險稱為

客觀風險

人身保險對個人的功能有那些？

Ａ安定就業、穩定發展；

Ｂ享受優惠、稅捐減免；

Ｃ保險理財，一舉兩得

一個投保人壽保險的人，不論在任何意外事故發生時都有經濟上的保障，這也就是人身保險功能中的

保證信用、有利投資

年金給付開始日為民國９４年以前之利率變動型年金保險，下列何者可能被引用作為計算年金金額之基礎？

年金生命表死亡率之１１０％

利率變動型年金甲型在年金給付期間，以當時之哪些條件換算定額年金？

年金生命表

預定利率

年齡

以上皆是

利率變動型年金甲型於給付期間，保戶可領取之年金金額與下列何者有關？

Ａ預定死亡率；

Ｃ預定利率；

利率變動型年金與利率固定型年金，下列何者為非？

利率變動型年金身故保障為解約金，利率固定型身故保障為保單價值準備金

利率變動型年金在累積期間，保險公司依據要保人交付之保險費，減去附加費用後，依何種利率計算年金保單價值準備金？

宣告利率

有關實支實付醫療保險控管何者正確？

整體保險業於醫療保險及傷害醫療保險投保1張銜接原給付限額具自負額商品，該張可不列入張數計算

下列有關保險之陳述，何者正確：

投保人壽保險的人可以確定他的信用和償還能力

何者有助於商品創新？

Ｂ運用數據解析人口老化及消費習慣改變以細分客群；

Ｃ運用區塊鏈技術共享資料建立標準流程；

Ｄ改進經營技術

經驗生命表編製的目的為：

Ｂ提存責任準備金的基礎；

Ｃ使壽險業者能公平、合理地釐訂費率；

有關金融科技創新及大數據應用何者正確？

Ａ 科技業者透過法律許可方式進行沙盒實驗不會受到既有法律追訴；

Ｂ 為落實業務員親晤保戶取得其親簽要保文件，可透過保戶證件掃描搭配生物辨識判別其真實身分；

有關傳統型年金保險費率計算可使用之預定附加費用率標準，何者正確？

躉繳者，費用率不得超過總保費之５％

利率變動型年金躉繳者，附加費用率不得超過總保費之

由公司自行訂定

下列敘述何者錯誤？

被保險人經專科醫師診斷判定認知功能障礙為終身無法治癒者，仍須符合契約條款約定之期間限制才可符合認知功能障礙

下列何者非團體保險之保險金額決定基礎？

員工的工作性質

下列何者非保險業授權代收保險費之人？

保險經紀人公司所屬業務員

依據保險業辦理微型保險業務應注意事項，微型保險附加費用率上限為

總保費之１５％

依主管機關核定，自民國八十一年度起，每一保單年度終了應分配當年度保單紅利係指下列那幾項之和？

Ａ利差紅利；

Ｃ死差紅利；

下列何者正確？

損失分配幅度低可能屬於不重要的風險或重要的風險

下列敘述何者正確？

保險公司承保傷害保險時，不必檢查被保險人的身體

有關外溢效果保單的特色，何者錯誤？

保險費計算係採總體考量，保費更公平合理，且能引導保戶規避風險，降低整體社會需求

一般而言，哪些經濟準備是任何一個家庭不可或缺的？ 

Ａ購置住宅的費用；

Ｂ子女受教育、結婚費用；

Ｃ應急需要的預備金；

Ｄ遺族生活資金

長年期看護保險未來將成為老年人口的重要需求，其可能的原因包含下列何者：

Ａ人類壽命普遍延長；

Ｂ家庭制度的改變；

Ｃ社會福利的不足；

Ｄ對通貨膨脹的恐懼

依生命表顯示３０歲女性死亡率是千分之三，若有一千名３０歲女性各投保２０００萬一年期的死亡保險，則：

Ａ每位女性保險費是由投保人比例負擔為每人６萬；

Ｂ每人應收保費係依據收支相等原則來計算；

Ｃ保險人應支出死亡保險金額總計為６０００萬；

責任準備金

就是將純保險費扣除已經過的危險保費後的資金提存保管，分別按照保險種類計算，記載於特設的帳簿

下列可者正確？

風險損失成本指損失發生頻率及幅度二項預期值乘積

有關保險費所累積的「責任準備金」下列敘述何者錯誤？

保戶要承擔投資的風險沒有確保一定利潤

下列何者非屬壽險公司承保新契約時契約選擇之程序？

生存調查人員的選擇

以下何者為是？

將保險區分財產保險及人身保險兩類，是依據我國保險法第十三條規定

首度將台灣壽險業經驗生命表區分為男、女性，並於民國７８年６月奉准採用作為責任準備金提存標準的是台灣壽臉業

第三回經驗生命表

假面騎士BLACK RX【Prompt】

 一個穿著綠色和黑色裝甲的角色，站在灰色背景前。以下是詳細描述：

人物特徵：

角色穿著綠色和黑色的裝甲，頭戴有紅眼鏡和銀色細節的頭盔。

裝甲具有光滑、現代化的設計，帶有金屬質感。

背景：

角色站立在灰暗、不規則質地的背景前。

圖片具有現實主義風格，明亮的光線突顯了角色和背景之間的對比。

攝影技巧：

照片的焦點清晰，呈現出角色的細節。

背景模糊，使角色更加突出，類似假面騎士BLACK RX的腳色

類似Kamen Rider Black RX的腳色，Kyodai Hero, Kamen Rider, 高畫質，超逼真，細節豐富, octane

Kamen Rider Black RX, Kyodai Hero, a superhero duty-bound officer, resembling a grasshopper, 與一支規模越來越大的邪惡勢力進行單人戰, Kamen Rider, 高畫質，超逼真，細節豐富, studio light, maya mental ray

A unique attempt to get those orange notes in the coffee.

我們可以在烘焙前將未烘焙的咖啡放在柳橙汁或橙皮中，從而在咖啡中註入一些橙味嗎？我想知道答案。

首先將 100 克未烘焙的咖啡浸泡在柳橙汁中，將 100 克浸泡在一個完整的橙子皮中，然後留下 100 克原樣作為基線。 24小時後，果汁版幾乎吸收了所有果汁。我把它放在平底鍋上瀝乾，晾乾三天，然後烘烤。我將熱情版放在罐子裡四天，每 24 小時搖晃一次。四天后，我烘焙了每個變體，等待了 48 小時，然後將它們全部杯測。果汁版本相當粗糙。它烤得非常奇怪，看起來比實際顏色深得多，並且有一種奇怪的發酵品質。這款絕對是一個半身像，熱情的版本雖然令人難以置信，帶有非常強烈的橙色調，但它很好地保持了核心咖啡的輪廓，同時在橙色元素上分層，沒有不良副作用。

不用說，這是一次成功，有很多變化，不同水果的熱情還有待嘗試。讓我知道接下來我應該嘗試哪些。

Can we infuse some orange notes into coffee by allowing unroasted coffee to sit in orange juice or orange zest before roasting? I wanted to find out.

I started by soaking 100 grams of unroasted coffee in orange juice, 100 grams in the zest of one full orange, and leaving 100 grams untouched as a baseline. After 24 hours the juice version had soaked up almost all the juice. I drained it on a pan and let it dry for three days before roasting. I left the zest version in the jar for four days and shook every 24 hours. after four days, I roasted each variation, waited 48 hours, and then cupped them all. the juice version was pretty rough. it roasted very strangely, looking much darker than it actually was, and had a strange fermented quality to it. this one was definltely a bust, the zest version though was incredible with very strong orange notes, it maintained the core foffee profile very nicely, while layering on the orange element without adverse side effects.

Neediess to say this was a success with lots of variations with the zest of different fruits still to try. let me know which ones I should experiment with next.

在 Instagram 查看這則貼文

Andrew @ Pull & Pour | Specialty Coffee（@pullandpourcoffee）分享的貼文

哪吒 nézhā【Prompt】

哪吒, a Chinese ancient mythological figure, depicted as a youthful deity with multiple arms and heads, wielding various magical weapons, rendered with Maya Mental Ray to capture the cinematic and detailed quality as per user's interest.

哪吒, a Chinese ancient mythological figure, depicted as a youthful deity with multiple arms and heads, wielding various magical weapons, rendered with Arnold or V-Ray renderer to capture the cinematic and detailed quality as per user's interest.

哪吒, a Chinese ancient mythological figure, with a powerful and radiant aura, depicted in a dynamic pose showcasing his divine powers, rendered with a high-quality renderer to capture the intricate details and the essence of his mythological strength.

哪吒 depicted as a child or teenager, with flames surrounding him, standing on wind-fire wheels, and holding a fire-tipped spear.

哪吒 depicted as a child or teenager, with flames surrounding him, standing on wind-fire wheels, and holding a fire-tipped spear, set against a backdrop of a mysterious valley or a sea of clouds.

bing分析圖片

A character with an obscured face stands confidently atop a rock, against a backdrop of a clear blue sky with wispy white clouds. The character sports vibrant orange and black traditional attire with flowing ribbons and gold accents. Adorned with golden bracelets and ankle wraps, the character wields a slender, ornate spear. The scene exudes an air of adventure and mystique in a serene yet powerful setting.

菲娜娜的

This digitally illustrated artwork, likely by a contemporary graphic artist, showcases a stylized and dynamic composition. The subject is a fierce young warrior with a confident stance. Dressed in a glossy orange robe and dark pants, she holds a spear, with vibrant ribbons flowing energetically around her. Her piercing blue eyes are set against her determined expression, and she has large hoop earrings and bracelets. The background is a clear sky dotted with fluffy clouds, adding contrast and making the character pop. The overall scene evokes a sense of adventure and power, with meticulous attention to detail in the character's attire and posture.

bing給的

A fierce young warrior with a confident stance, dressed in a glossy orange robe and dark pants, holding a spear with vibrant ribbons flowing energetically around her. She has piercing blue eyes, large hoop earrings, and bracelets. The background is a clear sky dotted with fluffy clouds.

菲娜娜的

This artwork is in a stylized digital art form, potentially created by a contemporary artist specializing in character design. The composition features a determined young girl standing confidently on a rock, with a dynamic upward perspective. She wears a vibrant orange outfit with matching accessories and wields a spear. Her expressive eyes and confident stance assert a sense of strength. The background is a clear blue sky dotted with fluffy, stylized clouds, enhancing the overall vibrancy and dynamism of the scene. The use of color and detail in the character's attire and the sky creates a lively and engaging visual narrative.

bing給的

A determined young girl standing confidently on a rock, with a dynamic upward perspective. She wears a vibrant orange outfit with matching accessories and wields a spear. Her expressive eyes and confident stance assert a sense of strength. The background is a clear blue sky dotted with fluffy, stylized clouds.

雙人懷舊復古照片【Prompt】

和Copilot交談：

The image features a nostalgic, vintage-style photograph with elements suggesting a studio portrait setup. It depicts two women with glasses, one seated and one standing beside him with a hand on the seated woman shoulder, signifying camaraderie. The background is a whimsical blue, adorned with heart-shaped bokeh effects in various sizes and soft hues of white and peach. Both woman wear period-specific clothing, with the seated one in a striped white shirt and the standing one in a green sweater. The overall composition and color palette evoke a warm, familial atmosphere.

This image is a retro, studio-style photograph, likely from the mid-20th century, with a formal yet heartwarming composition. It features two woman wearing glasses, smiling at the camera. The woman on the left is seated and dressed in a white shirt with a striped pattern, while the woman standing on the right wears a green sweater with a geometric design. The background is blue with a bokeh effect of white and peach-colored heart shapes, adding a whimsical, nostalgic touch.


Copilot翻譯結果：

A nostalgic, vintage-style photograph with elements suggesting a studio portrait setup. It depicts two women with glasses, one seated and one standing beside him with a hand on the seated woman shoulder, signifying camaraderie. One of the women is holding a book or a letter. The background is a whimsical blue, adorned with heart-shaped bokeh effects in various sizes and soft hues of white and peach. Both woman wear period-specific clothing, with the seated one in a striped white shirt and the standing one in a green sweater. The overall composition and color palette evoke a warm, familial atmosphere. There are also some floral elements in the image.

無法連線至 Adobe 伺服器。

無法連線至 Adobe 伺服器

https://helpx.adobe.com/tw/download-install/kb/unable-to-reach-adobe-servers.html

Creative Cloud 桌面程式無法登入解決方案

http://aretchang.blogspot.com/2013/09/creative-cloud.html

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解除安裝 Creative Cloud 桌面應用程式

https://helpx.adobe.com/tw/creative-cloud/help/uninstall-creative-cloud-desktop-app.html

安裝舊版 Creative Cloud 應用程式

https://helpx.adobe.com/tw/download-install/using/install-previous-version.html

更新軟體後或登入creative cloud 軟體卻出現試用版

https://www.grandtech.com/tw/product_faq/0i312071809378174143

Creative Cloud 桌面應用程式將已解除安裝的應用程式列為「最新」

https://helpx.adobe.com/hk_zh/creative-cloud/kb/aam-lists-removed-apps-date.html

可供下載的應用程式

https://helpx.adobe.com/tw/download-install/kb/download-availability.html

Creative Cloud 應用程式能否在 Windows 7 系統上執行？

https://helpx.adobe.com/tw/download-install/kb/end-of-support-creative-cloud-on-windows-7.html

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錯誤提示：

※解除安裝creative cloud 桌面版已完成 但出現錯誤

※Adobe Creative Cloud 反覆將您登出或要求您登入

關鍵字：

※opm.db

李小龍【追星】

https://zh.wikipedia.org/wiki/李小龙

https://imgur.com/zWX4kq2

Be Water , My Friend 似水無形，李小龍的人生哲學：水很柔弱，卻能穿透最堅硬的物質，你感覺它平靜停滯，卻正流進任何可能的地方。

https://www.books.com.tw/products/0010886557

李小龍哲學英文版名言

https://kknews.cc/zh-tw/news/jby5zjq.html

巨人李小龍的經典語錄，第一句是李香凝的名言，最後一句改變世界

https://kknews.cc/history/oopaj3q.html

你一定以為李小龍只會武功。他的這一段話可能可以改變你人生中所有的苦惱。

https://www.teepr.com/64849/cliocheng/